Many people use both credit and debit cards interchangeably out of habit. The main difference between a debit and a credit card purchase is that a debit card creates a DIRECT link to your bank account and money can be taken out quickly. Generally, a debit card is fine for most things, but the following 4 purchases should be made with a credit card whenever possible:

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Valentine’s Day is less than a week away. While many people plan dates with significant others, look to get into the dating scene or simply want to let friends and family know that they care, scammers may unfortunately try to take advantage of the heightened communication around this special day. BBB wants you to be aware of 3 common scams that typically make an appearance during this time of year:

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145 million people nationwide will take part in early holiday shopping on Black Friday or Cyber Monday this year. Whether your plans include a shopping cart or a computer, BBB reminds you to keep a few things in mind while getting in the holiday spirit…

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Phishing attempts seem to change just as fast as the weather. Case in point, this week several consumers reported to BBB they received a message in their personal email inbox from "PayPal" titled "Unauthorized access on your PayPal account!" Of course if you're a PayPal user, this could turn on the panic button, but luckily one consumer did not own a PayPal account and knew it was fake. Here is what the message looks like:

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